Case C-397/11: Judgment of the Court (First Chamber) of 30 May 2013 (request for a preliminary ruling from the Fővárosi Bíróság — Hungary) — Erika Jőrös v Aegon Magyarország Hitel Zrt. (Directive 93/13/EEC — Unfair terms in consumer contracts — Examination by the national court, of its own motion, as to whether a contractual term is unfair — Consequences to be drawn by the national court from a finding that the term is unfair)