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HomeStudy on the extension of Regulation 924/2009 to currencies of Member States outside the euro area
Executive summary
Metadati delle pubblicazioni
The mandate of the European Commission for the current executive period focuses on 10 top priorities. The present study on the extension of Regulation 924/2009 to currencies of Member States (MS) outside the Eurozone falls under the scope of the fourth political priority: Internal Market, pushing to achieve a more integrate and fairer internal market. With the introduction of the euro, consumers have enjoyed a single currency across the Eurozone, knowing cost and timing of transactions. The concept of domestic credit transfer has been replaced by the concept of a unique transfer within the Eurozone, creating a harmonized payments area. In that perspective, the introduction of the Regulation 924/2009 on cross-border payments ensures that fees are equalised for cross-border and national payments in euro for MS within the EU with the euro as a currency. Payments involving currencies of EU MS other than the euro are today not covered by this Regulation.
- Pubblicato:
- Servizio autore: Deloitte , Directorate-General for Financial Stability, Financial Services and Capital Markets Union (Commissione europea)
- Temi: Politica economica – Unione economica e monetaria
- Argomento: bank charges , capital market , credit transfer , electronic money , euro area , financial legislation , international payment , intra-EU payment
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| ISSN | ISBN 978-92-79-70108-5 | DOI 10.2874/152279 | Numero di catalogo EV-04-17-600-EN-N |
- Released on EU publications website:
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