Case C-20/19: Judgment of the Court (Eighth Chamber) of 2 April 2020 (request for a preliminary ruling from the Oberlandesgericht Wien — Austria) — kunsthaus muerz gmbh v Zürich Versicherungs AG (Reference for a preliminary ruling — Freedom to provide services — Direct life assurance — Directive 2002/83/EC — Articles 35 and 36 — Right of cancellation and cancellation period — Incorrect information concerning the detailed rules for exercising the right of cancellation — Formal requirements for the declaration of cancellation — Lapse of the right of cancellation — Relevance of the policy holder’s status as ‘consumer’)