Case C-32/14: Judgment of the Court (Third Chamber) of 1 October 2015 (request for a preliminary ruling from the Fővárosi Törvényszék — Hungary) — ERSTE Bank Hungary Zrt v Attila Sugár (Reference for a preliminary ruling — Directive 93/13/EEC — Unfair terms in consumer contracts concluded between a seller or supplier and a consumer — Mortgage loan agreement — Article 7(1) — Stopping the use of unfair terms — Adequate and effective means — Acknowledgement of the debt — Notarised instrument — Affixation of the enforcement clause by a notary — Enforceable order — Notary’s obligations — Examination by the national court of its own motion of unfair terms — Judicial review — Principles of equivalence and effectiveness)