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HomeA study on the application and impact of Directive (EU) 2015/2366 on Payment Services (PSD2)
Metadata for publikationen
This study contributes to the review of the Directive (EU) 2015/2366 on Payment Services (PSD2) by assessing whether the introduction of the PSD2 helped reach the five general objectives identified in the European Commission’s impact assessment. To do this the study analyses the key trends that have affected the payments market and the performance of the Directive in terms of its relevance, effectiveness, efficiency, coherence and EU added value. Based on the conclusions of this assessment, the report identifies a number of areas where there is room for improvement and it provides a set of recommendations regarding possible revisions of PSD2 provisions. From a methodological perspective, the assessment is supported by a comprehensive review of literature on market trends, in-depth legal research in selected EU Member States, and primary fieldwork through interviews and an online survey. Following the Commission’s Better Regulation Guidelines, the analysis is based on an evaluation framework and underpinned by a cost-benefit analysis.
- Offentliggjort:
- Emner: Banker, forsikringer , Indbyrdes tilnærmelse af lovgivning
- Emne: anvendelse af EU-retten , automatiseret bankvirksomhed , betaling , cost-benefit-analyse , elektronisk handel , elektroniske penge , finansielle bestemmelser , finansielle tjenesteydelser , forbrugerbeskyttelse , tilnærmelse af lovgivning
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| ISSN | ISBN 978-92-76-62087-7 | DOI 10.2874/996945 | Katalognummer EV-04-23-061-EN-N |
- Released on EU publications website:
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