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HomeDifferent forms of cooperation between insurance companies and their respective impact on competition
Studies on issues pertaining to the insurance production process with regard to the application of the Insurance Block Exemption Regulation (IBER)
Different forms of cooperation between insurance companies and their respective impact on competition
Studies on issues pertaining to the insurance production process with regard to the application of the Insurance Block Exemption Regulation (IBER)
Metadane publikacji
The Insurance Block Exemption Regulation (IBER) grants an exemption to the application of competition rules to two categories of agreements in the insurance sector: information- and risk-sharing agreements. The latter category encompasses the common coverage of risks by co-insurance and co-reinsurance pools. Such cooperative structures are exempted subject to certain conditions concerning their functioning and the market share held for the relevant insurance products. Such arrangements are most common in the insurance of large, unconventional non-life risk, such as nuclear, cyber and natural catastrophe. Europe Economics’ study compares different forms of cooperative insurance structures, not limited to pools, setting out the advantages and disadvantages of each type of cooperative structures for both insurers and clients. This research also analyses the different competitive dynamics associated with each form of insurance cooperation scheme. The research also identifies potentially nonessential features, from the perspective of maximising the efficiency of these schemes.
- Opublikowano:
- Autor zbiorowy: Dyrekcja Generalna ds. Konkurencji (Komisja Europejska) , Europe Economics
- Tematy Banki, ubezpieczenia , Polityka konkurencji
- Temat: polityka konkurencji UE , prawo konkurencji , prawo ubezpieczeniowe , sprawozdanie , towarzystwo ubezpieczeniowe , ubezpieczenie
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| ISSN | ISBN 978-92-79-61488-0 | DOI 10.2763/034615 | Numer katalogowy KD-02-16-918-EN-N |
- Released on EU Publications:
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