Opinion of the European Economic and Social Committee on the — Proposal for a Regulation of the European Parliament and of the Council on amending Regulation (EU) No 575/2013 as regards exposures in the form of covered bonds [COM(2018) 93 final — 2018/0042 (COD)] — Proposal for a Directive of the European Parliament and of the Council on the issue of covered bonds and covered bond public supervision and amending Directive 2009/65/EC and Directive 2014/59/EU [COM(2018) 94 final — 2018/0043 (COD)]