Case C-76/10: Order of the Court (Eighth Chamber) of 16 November 2010 (reference for a preliminary ruling from the Krajský súd v Prešove (Slovak Republic)) — Pohotovost’ s.r.o. v Iveta Korčkovská (Preliminary ruling — Consumer protection — Directive 93/13/EEC — Unfair terms — Directive 2008/48/EC — Directive 87/102 — Consumer credit contracts — Annual percentage rate of charge — Arbitration proceedings — Arbitration award — Power of the national court to examine of its own motion whether certain terms are unfair)