Tender reference number
Not available
Description
The subject of the contract is the granting of a long-term loan intended to finance the planned budget deficit resulting from the implementation of the investment. Loan amount: PLN 18 500 000.00. (in words: eighteen million five hundred thousand zlotys 00/100). Duration of the agreement – repayment of the loan by 30 September 2038. Payment of the loan in instalments, the amount and dates of which depend on the needs of the Ordering Party, by 31 December 2025 to the account indicated by the Ordering Party. The grace period for repayment of the principal of the loan lasts until 31.12.2028. The date for repayment of the first instalment of the principal of the loan is set at 31.12.2028. The repayment of the principal of the loan will take place quarterly, on the last day of each calendar quarter (40 instalments), over a period of 10 years (a total loan period of 13 years). The interest rate on the loan will be calculated on the basis of the WIBOR 3M base rate. Interest on the amount of debt will be charged and repaid in quarterly accounting periods. The date of disbursement/launch of the loan shall be the date on which the funds are credited to the Ordering Party's account. Interest will be calculated on the amount and time of the funds actually used. The calculation of interest shall take into account the actual number of days per year. The first payment of interest will take place at the end of the calendar quarter in which the first tranche of the loan was transferred. The repayment of capital should be spread over 40 equal installments in the amount of PLN 462,500.00. Loan repayment security: a blank promissory note together with a promissory note declaration signed by a representative of the District Board. The Contracting Authority does not provide for a commission for granting the loan. The Ordering Party reserves the right to repay the loan earlier, without incurring additional fees. The Ordering Party reserves the right not to use the loan in full, in this case the Contractor will spread the used loan over equal quarterly installments while maintaining the grace period and loan repayment date and will present to the Ordering Party a new repayment schedule for the remaining part of the loan. The Contractor will not charge commissions or fees for this. The Ordering Party shall cover costs exclusively related to interest (WIBOR 3M base rate + (-) Contractor's margin) for taking out and servicing the loan. All other activities performed when taking out and servicing the loan by the Contractor are free of charge for the Ordering Party, in particular: for launching and placing a loan at the Ordering Party's disposal (the so-called preparation commission), transferring cash on the loan, issuing a bank opinion on the fulfilment by the Ordering Party of obligations related to the loan. The Contractor's margin may not be changed during the term of the Contract, subject to the circumstances referred to in Article 436(4) of the PPL, the Contractor undertakes to transfer all or part of the loan within a maximum of three working days after the Contracting Authority submits the application to the Lublin District budget account. The Contractor undertakes to inform the Contracting Authority in writing (by e-mail) at least 10 working days before the date of payment of interest and capital instalments about the amount and date of payment of interest and capital and to present the account number to which the funds must be transferred. The information shall relate to the amount of interest and capital based on the debt situation as at the day preceding the date of receipt of this information by the Ordering Party. The contracting authority did not divide the contract into lots – an indivisible contract within the meaning of Art. 2 PPL and Art. 379 § 2 of the Civil Code. According to the intention of the legislator, the division of the contract into lots is to allow more bidders to participate in the procedure and increase competition. In the case of this procedure, it does not concern the SME market, only banks can participate in it, the allegation of restriction of competition, due to the non-division of the contract into lots, is irrelevant. The amount intended to finance the contract - PLN 8 144 748.08
Text automatically translated in your browsing language
Submission Method
Electronic via:
https://platformazakupowa.pl/transakcja/1182563
Tenders may be submitted
Electronic submission: required
https://platformazakupowa.pl/transakcja/1182563
Information about a public contract, a framework agreement or a dynamic purchasing system (DPS)
Not available
Conditions for opening tenders (date)
04/11/2025 10:00
Award method
Criterion:
Type: price
Description: Zamawiający wskazuje do obliczenia ceny oferty, datę uruchomienia kredytu w wysokości 18 500 000,00 zł, w dniu 30.12.2025 r. Do symulacji należy przyjąć stawkę Wibor 3M z dnia 01.09.2025 r. w wysokości 4,82%. Do obliczeń należy przyjąć rzeczywistą liczbę dni kalendarzowych dla danego roku oraz rzeczywistą liczbę dni kalendarzowych w okresie odsetkowym. Należy przyjąć że spłata kapitału dokonywana będzie ostatniego dnia każdego kwartału kalendarzowego począwszy od 31.12.2028 r., odsetek - ostatniego dnia kwartału kalendarzowego, począwszy od kwartału w którym uruchomiony został kredyt. Spłata kapitału powinna być rozłożona na 40 równych rat w wysokości 462 500,00 zł począwszy od dnia 31.12.2028 r. Wszystkie wartości muszą być liczone z dokładnością do dwóch miejsc po przecinku. Symulacja kredytu zawiera wszystkie koszty odsetkowe , w tym wskazuje , jaka wielkość marży (ponad stawkę bazową) jest oferowana. W oparciu o sporządzoną symulację, Wykonawca sporządzi harmonogram spłaty kredytu, stanowiący integralną część umowy o udzielenie kredytu. Oprocentowanie kredytu będzie liczone na podstawie stawki bazowej – WIBOR 3M z godziny 11.00 kwotowanej w dniu poprzedzającym kwartalny okres odsetkowy, publikowanej w serwisach informacyjnych, dziennikach itp. W przypadku gdy w ostatnim dniu poprzedzającym okres odsetkowy nie ma kwotowań stawki WIBOR 3M, przyjmuje się stawkę z ostatniego dnia, w którym kwotowania się odbyły. Kryterium „Cena” w zł - sposób oceny ofert 1) znaczenie kryterium - 100% (100 pkt); 2) opis sposobu oceny ofert dla kryterium „Ceny”: Lcena = (Cmin / C) x 100 pkt gdzie: a) Lcena - liczba uzyskanych punktów dla kryterium „Cena” ocenianej oferty; b) Cmin - cena w ofercie z najniższą ceną; c) C - cena w ofercie ocenianej.
Weight (percentage, exact): 100
Estimated value
Not available
Final contracted value
18,500,000.00 PLN
