GIVING LONG-TERM CREDIT IN AMOUNT OF PLN 3 400 000 to repay part of the existing debt with a new debt with lower servicing costs

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1) Granting of a long-term commercial loan in Polish currency of a maximum amount of PLN 3 400 000.00 (three million four hundred thousand zlotys); including financing the planned budget deficit of the Municipality of Jarosław and repaying previously incurred liabilities. 2) The term of the contract: up to 7 days after selecting the most advantageous offer and after the borrower submits an application for a loan specifying its size - in the amount not exceeding PLN 3,400,000.00. 3) As a form of securing the loan, your own blank promissory note is proposed. 4) The loan will be launched after the Ordering Party has made an instruction, at the latest by 28.12.2025. 5) The loan repayment date is the period from January 1, 2026 to December 31, 2039, in monthly installments. 6) The Ordering Party reserves the right to repay the loan earlier without any financial costs chargeable to the Ordering Party. Loan repayment period Repayment volume in years Loan repayment date Capital Number of instalments Monthly instalment size 1 2 3 4 5 2026 100 000,00 11 1 8 500,00 6 500,00 by 30 of each month and by 28 February by 30 December 2027 100 000,00 11 1 8 500,00 6 500,00 by 30 of each month and by 28 February by 30 December 2028 100 000,00 11 1 8 500,00 6 500,00 by 30 of each month and by 28 February by 30 December 2029 100 000,00 11 1 8 500,00 by 30 of each month and by 28 February by 30 December 2030 100 000,00 11 1 8 500,00 6 500,00 by 30 of each month and by 28 February by 30 December 2031 100 000,00 11 1 8 500,00 6 500,00 by 30 of each month and by 28 February by 30 December 2032 100 000,00 11 1 8 500,00 6 500,00 by 30 of each month and by 28 February by 30 December 2033 100 000,00 11 1 8 500,00 6 500,00 by 30 of each month and by 28 February by 30 December 2034 100 000,00 11 1 8 500,00 6 500,00 by 30 of each month and by 28 February by 30 December 2035 100 000,00 11 1 8 500,00 6 500,00 by 30 of each month and by 28 February by 30 December 2036 600 000,00 12 50 000,00 by 30 of each month and by 28 February by 30 December 2037 600 000,00 12 50 000,00 by 30 of each month and by 28 February by 30 December 2038 600 000,00 12 50 000,00 by 30 of each month and by 28 February by 30 December 2039 600 000,00 12 50 000,00 by 30 of each month and by 28 February by 30 December Total: 3 400 000.00 168 Wed 20 238,00 x 7) It is established that interest will be paid on the amount of the outstanding loan (on the actual debt), in monthly periods (up to the 5th day of the month following the month in which the repayment of the principal instalment took place). 8) The Bank is not entitled to other fees and commissions, except for activities related to: 1) sending reminders to the Borrower calling for voluntary repayment of overdue debt, 2) debt collection activities. The amount of these fees is regulated by the ‘Tariff of fees and commissions for banking activities’ in force at the Bank on the day of performance of the activities. 9) To calculate the price of the offer, it is necessary to take into account the launch of the loan on 10.12.2025. 10) The following annual tranches and loan repayment dates are set:

66113000 - Credit granting services