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Opinion of the European Economic and Social Committee on (a) the proposal for a Directive of the European Parliament and of the Council amending Directives (EU) 2009/65/EC, 2009/138/EC, 2011/61/EU, 2014/65/EU and (EU) 2016/97 as regards the Union retail investor protection rules (COM(2023) 279 final — 2023/0167 (COD)) and (b) the proposal for a Regulation pf the European Parliament and of the Council amending Regulation (EU) No 1286/2014 as regards the modernisation of the key information document (COM(2023) 278 final — 2023/0166 (COD))
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