Case C-357/16: Judgment of the Court (Tenth Chamber) of 20 July 2017 (request for a preliminary ruling from the Lietuvos vyriausiasis administracinis teismas — Lithuania) — UAB ‘Gelvora’ v Valstybinė vartotojų teisių apsaugos tarnyba (Reference for a preliminary ruling — Unfair commercial practices — Directive 2005/29/EC — Scope — Debt collection agency — Consumer credit — Assignment of debt — Nature of the legal relationship between the agency and the debtor — Article 2(c) — Concept of ‘product’ — Recovery measures taken in parallel to the intervention of a bailiff)

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