For a better user experience please update your browser or use Chrome or Firefox browser.
Utilities
Publication detail
HomeCost impact of changing the funding mechanisms for deposit-guarantee schemes in the EU
Publication metadata
Directive 94/19/EC on Deposit Guarantee Schemes (DGS) requires EU Member States to have DGS in place, which protect depositors to a certain extent in cases of default. The Directive leaves many structural aspects of DGS to the discretion of MS, including the way DGS are financed. As a result, the DGS funding mechanisms are very heterogeneous among MS. Some MS finance their scheme by means of regular contributions, whereas others levy contributions only in the event of a crisis. In between, there are a wide variety of schemes which collect both ex-ante contributions and ex-post levies. This study aims at investigating the effects of harmonising the mechanisms for funding DGS across the EU with the aid of a scenario analysis which applies three different ex-ante scenarios across the EU MS.
- Published:
- Corporate author(s): Institute for the Protection and Security of the Citizen (Joint Research Centre)
- Personal author(s): Uboldi, A ; Vanden Branden, K ; Cariboni, J
- Themes: Research policy and organisation , Economic policy — Economic and monetary union
- Subject: bank deposit , banking , credit guarantee , credit institution , economic analysis , EU Member State , financial institution , financing method
|
PDF
|
|||
| ISSN 1018-5593 | ISBN | DOI 10.2788/58012 | Catalogue number LB-NA-22309-EN-C |
- Released on EU publications website:
Document viewer
Note:
The publication cannot be displayed in the document viewer. Open web version
You may access it from: Download and languages