Το εγχειρίδιο εποπτείας περιγράφει την οργανωτική δομή του Ενιαίου Εποπτικού Μηχανισμού (ΕΕΜ) και καθορίζει τις μεθοδολογίες, τις διεργασίες και τις διαδικασίες για την τραπεζική εποπτεία στη ζώνη του ευρώ. Εξηγεί επίσης πώς ο ΕΕΜ συνεργάζεται με άλλες αρχές στο ευρύτερο θεσμικό πλαίσιο. Το εγχε...
Αποστολή της EIOPA, ως μίας από τις τρεις ευρωπαϊκές εποπτικές αρχές (ΕΕΑ), είναι η στήριξη της σταθερότητας του χρηματοπιστωτικούς συστήματος και η προστασία των καταναλωτών στους τομείς των ασφαλίσεων και των επαγγελματικών συντάξεων. Ο ασφαλιστικός κλάδος, με περιουσιακά στοιχεία αξίας ίσης π...
All parties involved in the transfer of the EUROMOD model from the University of Essex to the European Commission during the years 2018-2020, agreed on the importance of establishing a governance structure for the model. Two bodies have been set up: -The Scientific Advisory Board (SAB) provides ...
The objective of the capital add-on measure is to ensure that the regulatory capital requirements reflects the risk profile of the undertaking or of the group. Therefore, it is important that it is used by national competent authorities (NCAs) when needed and it is important to ensure a high deg...
The two contributions in this legal working paper discuss the various aspects of composite administrative procedures in the context of both Single Supervisory Mechanism (SSM) and Single Resolution Mechanism (SRM) decision-making procedures. It addresses the definition of such procedures, their r...
The objective of this evaluation is to make an analysis of the activities of Better Finance and Finance Watch – the two beneficiaries of the Union Programme to support specific activities enhancing the involvement of consumers and other financial services end-users in Union policy-making in the ...
Cross-border financial integration has increased the need to make suitable multilateral arrangements for global financial cooperation and oversight – these include more intense and more effective financial sector surveillance by the International Monetary Fund (IMF). The financial sector has a c...
The introduction of Solvency II in January 2016 was a milestone. The insurance industry now uses a risk-based approach to assess and mitigate risks. It also has better aligned capital to the risks it runs. Insurers have significantly strengthened their governance models and their risk management...
The coronavirus (COVID-19) pandemic caused an extreme shock to the economy and financial market, and triggered an unprecedented public sector response to mitigate its effects. European Union (EU) bodies, governments, central banks and supervisory authorities took unprecedented action to support ...
Positive measurement of the impacts of climate change is needed to underpin an increasingly heated normative debate. In the sphere of financial stability, there is currently a dearth of sufficiently encompassing and reliable information on risks resulting from climate change. This report evaluat...
