Case C-254/22, Caixabank: Order of the Court (Ninth Chamber) of 28 February 2023 (request for a preliminary ruling from the Juzgado de Primera Instancia No 17 de Palma de Mallorca — Spain) — AW, PN v Caixabank SA (Reference for a preliminary ruling — Articles 53 and 99 of the Rules of Procedure of the Court — Consumer protection — Directive 93/13/EEC — Unfair terms in consumer contracts — Directive 2014/17/EU — Mortgage loan — Variable interest rate — Term providing for the application of an interest rate calculated on the basis of a mortgage loan reference index (IRPH) plus 0,50 % — Criteria for assessing whether such a term is unfair — Requirements of good faith, balance and transparency — Consequences of a finding that the term is unfair)